Capital Structure Boosted, Confidence in Growth Displayed

SINGAPORE, Aug. 08, 2025 — Currenc Group Inc. (Nasdaq: CURR) (“Currenc” or the “Company”), a leading fintech company providing AI solutions to financial institutions globally, today announced that Founder and Executive Chairman Alex Kong and Regal Planet Limited (“Regal Planet”), the Company’s controlling shareholder also controlled by Mr. Kong, have completed a $54.6 million Shares-for-Debt Transaction.

Per the Shares-for-Debt Agreement, the Company issued 35,653,995 ordinary shares to Mr. Kong and Regal Planet to settle the total outstanding related party loans of approximately $54,550,612.30, based on the July 22, 2025 updated balance. This action completely removes the debt, which originated from various loan agreements between Currenc, Mr. Kong, and Regal Planet, from the Company’s balance sheet, aligning the Chairman’s interests with those of all shareholders.

“This transaction accomplishes two key objectives: it strengthens our capital structure significantly and demonstrates my strong belief in Currenc’s long-term growth potential,” said Mr. Kong. “By reinvesting over $54 million of loans into equity, I am reinforcing the shared vision I have with our management, employees, and fellow shareholders, and enhancing our focus on executing our mission to provide financial institutions worldwide with our AI solutions.”

The share issuance was conducted under an exemption from registration as defined in the Securities Act of 1933, as amended, and the issued shares are subject to resale restrictions.

About Currenc Group Inc.
Currenc Group Inc. (Nasdaq: CURR) is a fintech pioneer focused on transforming global financial services via artificial intelligence (AI). The Company provides comprehensive AI solutions to financial institutions worldwide, including SEAMLESS AI Call Centre and other AI-powered Agents that lower costs, improve efficiency, and increase customer satisfaction for banks, insurance companies, telecommunications companies, government agencies, and other financial institutions. The Company’s digital remittance platform also enables e-wallets, remittance companies, and corporations to offer real-time, 24/7 global payment services, improving financial access across underserved communities.

Safe Harbor Statement
This press release includes forward-looking statements made under the “safe harbor” provisions of the U.S. Private Securities Litigation Reform Act of 1995. These forward-looking statements, which are not historical facts, include statements about the Company’s beliefs and expectations. These statements involve inherent risks and uncertainties, and various factors could cause actual results to differ materially from those in any forward-looking statement. Forward-looking statements can sometimes be identified by terms like “may,” “will,” “expect,” “anticipate,” “target,” “aim,” “estimate,” “intend,” “plan,” “believe,” “potential,” “continue,” “is/are likely to” or similar expressions. Further details regarding these and other risks, uncertainties, or factors are available in the Company’s filings with the SEC. The information in this press release is current as of its date, and the Company is not obligated to update it, except as required by law.

Investor & Media Contact
Currenc Group Investor Relations
Email: investors@currencgroup.com

SOURCE: Currenc Group Inc.

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