SHENZHEN, China, July 21, 2025 — LexinFintech Holdings Ltd. (“Lexin” or the “Company”) (NASDAQ: LX), a prominent technology-driven personal finance service provider in China, today announced its board’s approval of a share repurchase program. This program allows the Company to buy back up to US$50 million of its shares over the next year (the “Share Repurchase Program”).

The Company may make these repurchases periodically through open market transactions at current market prices, private negotiations, block trades, or other legally acceptable methods, depending on market conditions and relevant regulations. The timing and amount of these repurchases will adhere to Securities and Exchange Commission Rule 10b-18 and/or Rule 10b5-1 requirements. The Company’s board will regularly review the Share Repurchase Program and may adjust its terms and size, or suspend or terminate it.

Furthermore, Mr. Jay Wenjie Xiao, Chairman and CEO of Lexin, has informed the Company of his intention to use personal funds to purchase the Company’s American depositary shares (the “ADSs”). Mr. Xiao plans to buy up to US$10 million worth of ADSs within the next year, in compliance with applicable laws and the Company’s securities trading policy. Mr. Xiao will make independent decisions regarding these share purchases and their terms. Mr. Xiao’s share purchases may occur periodically in the open market at prevailing market prices, through private negotiations, block trades, or other legally permissible means, depending on market conditions and in accordance with applicable rules and regulations.

“The Share Repurchase Program reflects our confidence in Lexin’s underlying business and growth prospects,” Mr. Xiao stated. “We believe this is an effective way to deploy our capital and provide value to shareholders, and we will continue to explore further opportunities to increase shareholder returns.”

About LexinFintech Holdings Ltd.

We stand as a leading credit technology-enabled personal financial service facilitator. Our goal is to leverage technology and risk management expertise to improve financing accessibility for young consumers. We aim to achieve this by connecting consumers and financial institutions through a unique model encompassing online and offline channels, an installment consumption platform, big data and AI-driven credit risk management capabilities, and intelligent user and loan management systems. Additionally, we empower financial institutions by offering advanced proprietary technology solutions to support their financial digital transformation needs.

For more information, please visit http://ir.lexin.com.

To follow us on Twitter, please go to: https://twitter.com/LexinFintech.

Safe Harbor Statement

This announcement includes forward-looking statements made under the “safe harbor” provisions of the U.S. Private Securities Litigation Reform Act of 1995. These forward-looking statements are identified by terms like “will,” “expects,” “anticipates,” “future,” “intends,” “plans,” “believes,” “estimates,” “confident,” and similar expressions, and include statements about Lexin’s beliefs and expectations, and are not historical facts. These statements include, among other things, expectations regarding collection efficiency and delinquency, business outlook, and management quotations. Lexin may also make forward-looking statements in its filings with the SEC, annual reports to shareholders, press releases, other written materials, and oral statements by its officers, directors, or employees. These statements are subject to inherent risks and uncertainties. Various factors could cause actual results to differ materially from those in any forward-looking statement, including Lexin’s goals and strategies; expansion plans; future business development, financial condition, and results of operations; expectations regarding demand for and market acceptance of its credit and investment management products; expectations regarding relationships with borrowers, institutional funding partners, merchandise suppliers, and other collaborators; general economic and business conditions; and underlying assumptions. Further information on these and other risks can be found in Lexin’s filings with the SEC. All information in this press release and attachments is current as of the release date, and Lexin is not obligated to update any forward-looking statement, except as required by law.

For investor and media inquiries, please contact:

LexinFintech Holdings Ltd.
IR inquiries:
Will Tan
Tel: +86 (755) 3637-8888 ext. 6258
E-mail: willtan@lexin.com

Media inquiries:
Ruifeng Xu
Tel: +86 (755) 3637-8888 ext. 6993
E-mail: media@lexin.com

SOURCE LexinFintech Holdings Ltd.

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