HONG KONG, Sept. 02, 2025 — via IBN — SOLOWIN HOLDINGS (NASDAQ: SWIN) (“Solowin” or the “Company”), a prominent financial services company offering extensive solutions for both conventional and digital assets, revealed today its advanced negotiations for the potential acquisition of a U.S.-licensed financial institution via a specified affiliate. Obtaining a U.S. banking license is poised to represent a crucial achievement and a significant boost to Solowin’s worldwide growth plans.

Possessing this license would enable Solowin to deliver a full spectrum of global banking services, encompassing deposit acceptance, loan provisions, and payment processing for its international clientele, all while operating under an advantageous U.S. tax framework. The prospective deal is designed as a “clean-charter” takeover, meaning all existing assets and obligations will be cleared prior to the transaction’s completion, thus equipping Solowin with a fully compliant, unencumbered banking foundation.

This deliberate action is expected to considerably bolster Solowin’s fundamental business areas:

  • Worldwide Payment Infrastructure: Improving Solowin’s international payment system through more streamlined fiat currency entry/exit points, correspondent banking ties, and strong settlement functionalities.
  • Real-World Asset (RWA) Framework: Supporting the creation and management of tokenized real-world assets, affording international investors secure and regulated entry to U.S. dollar-based investments.
  • Investment Management: Supplying a regulated framework for the safekeeping and administration of wealth across diverse global assets, thereby reinforcing Solowin’s top-tier institutional services.

Mr. Peter Lok, Solowin’s Chairman and CEO, commented: “The prospective acquisition of a U.S.-licensed banking entity stands to be transformative for Solowin. It marks a crucial progression in our international regulatory strategy. This clean-charter prospect would afford us unparalleled strategic agility to innovate, expand our fiat-currency services, and provide exceptional value to our global clientele. We view this not merely as acquiring a bank, but as establishing a fundamental cornerstone for the evolution of digital finance.”

The finalization of this acquisition is contingent upon the signing of a conclusive agreement and obtaining necessary regulatory consents.

Regarding SOLOWIN HOLDINGS
SOLOWIN HOLDINGS (NASDAQ: SWIN) stands as a prominent international financial services entity active across both conventional and Web3 sectors. Established in 2016, it has forged a distinctive, comprehensive ecosystem that connects conventional and decentralized finance. Utilizing its Hong Kong Securities and Futures Commission (SFC) licensed subsidiaries, equipped with extensive digital asset functionalities, the Company manages a strong Web3 Infrastructure division. Via its proprietary, vertically integrated, enterprise-level platform, Solowin provides compliant traditional finance (TradFi) services, real-world asset (RWA) tokenization, and international digital payment solutions—thereby cementing its position as a pivotal participant in redefining global finance through an integrated Web3-to-TradFi environment.

To learn more, please visit the Company’s website at or its investor relations page at .

Statements of Future Expectation
Some declarations within this announcement are forward-looking in nature. Such statements about future expectations entail both identifiable and unidentifiable risks and uncertainties, and they are grounded in the Company’s current outlook and forecasts concerning future occurrences that the Company believes could influence its financial health, operational outcomes, strategic approach, and capital requirements. The Company has endeavored to distinguish these forward-looking statements using terms or phrases like “may,” “will,” “expect,” “anticipate,” “aim,” “estimate,” “intend,” “plan,” “believe,” “is/are likely to,” “potential,” “continue,” or other comparable phrases. The Company disclaims any responsibility to publicly update or amend any forward-looking statements to account for events or situations arising subsequently, or for alterations in its expectations occurring after this date, unless mandated by law. These statements are exposed to uncertainties and hazards including, but not limited to, those pertaining to market conditions and additional elements detailed in the Company’s submissions to the U.S. Securities and Exchange Commission (the “SEC”), including the “Risk Factors” section of the Company’s latest Annual Report on Form 20-F, alongside its various other reports submitted or provided to the SEC periodically. While the Company holds that the expectations conveyed in these forward-looking statements are justifiable, it cannot guarantee their accuracy, and the Company advises investors that actual results might significantly diverge from projected outcomes and recommends that investors examine other factors that may impact its future performance in the Company’s SEC filings, accessible for review at .

For inquiries from investors and media, please reach out to:

SOLOWIN HOLDINGS
Investor Relations Department
Email:

Ascent Investor Relations LLC
Tina Xiao
Phone: +1-646-932-7242
Email:

Corporate Communications
IBN
Austin, Texas

Phone: +1-512-354-7000