SHANGHAI, China, July 03, 2025 — Jiayin Group Inc. (“Jiayin” or the “Company”) (NASDAQ: JFIN), a leading financial technology platform in China, today announced the precise record and payment dates for its cash dividends. As previously disclosed, the Company’s board of directors (the “Board”) had approved the declaration and distribution of cash dividends amounting to US$0.20 per ordinary share, or US$0.80 per American depositary share (“ADS”). The Board further confirmed that shareholders whose ordinary shares are registered in the Company’s records by the close of trading on July 14, 2025 (U.S. Eastern Time) will be eligible for these dividends. These qualifying shareholders, which include JPMorgan Chase Bank, N.A., the depositary for the Company’s ADS program (the “Depositary”), are slated to receive their dividend payments on or about July 18, 2025. Payments to the Company’s ADS holders are anticipated to be processed through the Depositary on or about July 24, 2025, and will adhere to the stipulations of the deposit agreement binding the Company, the Depositary, and the holders and beneficial owners of ADSs issued under it, including any applicable fees and expenses.

The total cash amount designated for these dividends is estimated to be approximately US$41.1 million.

About Jiayin Group Inc.

Jiayin Group Inc. stands as a premier fintech platform in China, dedicated to fostering effective, transparent, secure, and swift connections between underserved individual borrowers and financial institutions. The Company’s operational history dates back to 2011. It manages a highly secure and open platform, equipped with a comprehensive risk management framework and a proprietary, efficient risk assessment model. This model utilizes advanced big data analytics and sophisticated algorithms to accurately evaluate the risk profiles of prospective borrowers. For further details, please visit .

Safe Harbor / Forward-Looking Statements

This announcement includes statements that are forward-looking in nature. These statements are made in accordance with the “safe harbor” provisions of the United States Private Securities Litigation Reform Act of 1995. Such forward-looking statements can be identified by terms such as “will,” “expects,” “anticipates,” “future,” “intends,” “plans,” “believes,” “estimates,” and similar expressions. The Company may also release written or oral forward-looking statements in its periodic reports submitted to the U.S. Securities and Exchange Commission, in its annual report to shareholders, in press releases and other written communications, and in verbal statements delivered by its officers, directors, or employees to third parties. Statements that are not historical facts, including those concerning the Company’s beliefs and expectations, are considered forward-looking statements. These statements involve inherent risks and uncertainties and are based on current expectations, assumptions, estimates, and projections regarding the Company and its industry. Potential risks and uncertainties include, but are not limited to, factors affecting the Company’s ability to retain existing investors and borrowers and to attract new ones efficiently and economically, the Company’s capacity to increase investment volume and loan facilitation volume through its marketplace, the effectiveness of the Company’s credit assessment model and risk management system, Chinese laws and regulations pertaining to the online individual finance sector, and general economic conditions in China. All information provided in this press release is accurate as of its publication date, and the Company assumes no obligation to update any forward-looking statements to reflect subsequent events, circumstances, or changes in its expectations, except where legally mandated. Although the Company believes that the expectations conveyed in these forward-looking statements are reasonable, it cannot guarantee that its expectations will prove correct, and investors are cautioned that actual results may diverge significantly from anticipated outcomes. Additional information concerning the risks and uncertainties confronting the Company is available in the Company’s filings with the U.S. Securities and Exchange Commission, including its annual report on Form 20-F.

For investor and media inquiries, please contact:

Jiayin Group

Ms. Emily Lu
Email: ir@jiayinfintech.cn